Insurance Broker Businesses for sale in United Arab Emirates

Review Central Bank approval requirements before changing shareholders, control, management or legal structure. Verify the licence scope, renewal status, branch permissions and whether completion must wait for regulatory consent.

Examine paid capital, net equity, professional indemnity cover, guarantees, audited statements and regulatory returns. Identify breaches, dividend restrictions, remediation plans or capital injections required immediately after the ownership change.

Review agreements with insurers for products, territories, commission, renewal income, credit, premiums, claims support and change-of-control clauses. Confirm continuity where a small number of appointments generate most brokerage revenue.

Trace sampled receipts and payments through the designated brokerage bank account, insurer statements and client files. Investigate aged balances, unreconciled premiums, refunds, chargebacks and any movement involving operating or shareholder accounts.

Reconcile policies, renewal dates, commissions, cancellations, claims and producer attribution to insurer statements. Review client agreements, data permissions and staff relationships before assuming the full book will remain after completion.

Review advice files, disclosures, complaints, claims assistance, AML controls, sanctions screening, audits and Central Bank correspondence. Allocate responsibility for pre-completion conduct and confirm complete records and professional indemnity notifications transfer.